American Beauty Vs. The Sound And The Fury Essays - American Beauty

American Beauty Vs. The Sound And The Fury American Beauty vs. The Sound and the Fury In todays world, lots of families look like they are happy on the outside, but in reality, on the inside, they are very far from being happy. This occurrence of false impression is not only going on in todays world, but it has been going on for years in the American society and in many other societies. Many families believe that you need to portray an image to the outside world that you are very successful, and deal with your personal problems in the inside of your home. In the novel, The Sound and the Fury this family perfectly portrays an image of happiness, when on the inside, their house is falling apart one day at a time. In addition, in the movie American Beauty, a family tries to have this false image of happiness and perfection so that their neighbors can think high of them and believe that they are successful. Under it all, this family has many issues that are tearing them apart. In American Beauty they try to portray this image of happiness when in reality, they where really falling apart inside. American Beauty is a film about an American family that tries to follow the American dream. The American dream usually can be described as having a family that is living in a good neighborhood, having a successful career, and in general your life is making you happy. In this dream everything is supposed to be perfect you should not have any real worries that will tear you apart. Everything should be easy to get to and every one should be happy. The Burnham family tries to show that they are a happy family by living in a beautiful home, having a teenage daughter, and careers of their own that they are very successful in. The family is actually living in a hell that they have created over the years. In the movie, written by Alan Pall, the father, Lester Burnham (Kevin Spacey) shows the world that he is a very successful man. He works for a big company and his family seems to love him when they are out in public or if friends and neighbors are present. In reality, the father was a very confused man. He did not know what to do with his life. Over the years, he tried to plant in his head that he had a successful marriage, where in reality it was falling apart. His daughter at her teenage years did not have any type of relationship with her father. The fathers worst problem was that he had a crush on one of his daughters friend and was not afraid t English Essays

Diabeties essays

Diabeties essays Diabetes is considered by some in the medical field as a silent killer, which can become loud if the person lets it. By not knowing your status or getting your status late it could have the person suffer some serious medical injury to the body. If detected early it can be handled accordingly. For a person to deal with this disease seems more like a nuisance than a pain. Because they always have to take pills, remember to take their insulin shots and they have to eat, right, which I know, can be a nuisance but I guess a person must do what they have to do to live. Diabetes is a disease in which the body does not produce or properly use insulin. Insulin is a hormone that is needed to convert sugar, starches and other food into energy needed for daily life. The cause of diabetes continues to be a mystery, although both genetics and environmental factors such as obesity and lack of exercise appear to play roles. There are 18.2 million people in the United States, or 6.3% of the population, who have diabetes. While an estimated 13 million have been diagnosed, unfortunately, 5.2 million people (or nearly one-third) are unaware that they have the disease. There are three major type of diabetes: Type 1, Type 2, and Pre-Diabetes. This is usually diagnosed in children and young adults, and was previously known as juvenile diabetes. In type 1 diabetes, the body does not produce insulin. Insulin is necessary for the body to be able to use sugar. Sugar is the basic fuel for the cells in the body, and insulin takes the sugar from the blood into the cells. Type 2 diabetes is the most common form of diabetes. In type 2 diabetes, either the body does not produce enough insulin or the cells ignore the insulin. Insulin is necessary for the body to be able to use sugar. Sugar is the basic fuel for the cells in the body, and insulin takes the sugar from the blood into the cell ...

The truth in lending act Research Paper Example | Topics and Well Written Essays - 1500 words

The truth in lending act - Research Paper Example Over the passage of time, lenders including the banks looked for and retrieved different kinds of exceptions that put them in a position where they could charge the consumers the fees that were not part of the APR or were not disclosed through the APR to the consumers. The egregiousness of this practice can be estimated from the fact that a lender in the case between NCAS of Delaware and the Pennsylvania Department of Banking could legally claim a certain percentage of the APR while the actual percentage of the cost of loan was considerably higher. An in-depth analysis of the TILA suggests that it has failed as an act to provide the Americans with protection against the deceptive lending practices. Case Study: Pennsylvania Department of Banking v. NCAS of Delaware This case started in Pennsylvania’s Commonwealth Court. The opinion of the trial court was taken on 31 July 2007. The opinion of the trial court did not follow a bench trial and included a decision over the pretrial motions of the defendant and the plaintiff. The plaintiff had moved for an injunction and summary judgment thus requiring the defendant to desist while the defendant decided to go for the summary judgment. On 20 March 2008, Pennsylvania’s Supreme Court gave its decision over the case between Pennsylvania Department of Banking and the NCAS of Delaware. This case includes a payday loans lender. Payday loans can be defined as short term loans that are given usually in small amounts but the interest rates charged on them are substantially high. In this case, the APR advertised by the lender was 5.98 per cent that was indeed, the loan’s APR’s accurate calculation by law (McGingley, 2013). Although this was a low rate and was reasonable, the company added an additional monthly participation fee to the rate worth $149.50 on monthly basis. Although this fee of participation does not have to be included in the APR’s calculation, yet the usury law of Pennsylvaniaâ €™s Section 3A prohibits such forms from charging fees that sum up to over 6 per cent. Nevertheless, the true borrowing cost in this case was nearly 368 per cent. Analysis and discussion The finance charge’s centrality imparts the need for accurate reflection of the loan’s true total cost by this amount. It is important that all lenders uniformly calculate this amount so that the fundamental objective of the TILA of offering a simple method of drawing a comparison between the loan costs to the consumers can be achieved. Unfortunately, however, the integrity of the APR and the finance charge has been challenged in the USA. Paradoxically, certain provisions within the TILA have played a role in challenging the integrity of the finance charge and the APR, though the actions of the Federal Reserve Board also contributed to the weakening of the system. The TILA provides for the exceptions by a limited number; excluded charges which may not necessarily be disclosed or ma de part of the stated charge of finance. This is inclusive of the fees for the preparation of documents, carrying out the surveys of property, appraisals, escrow and notary fees, insurance, and credit reports. The TILA authorized the Federal Reserve Board to develop more exceptions as it deems necessary in order to effectuate the TILA’s purposes. The Regulation Z issued by the Federal Reser